Search
Let's Connect
Login
Schedule a Demo

Better Member Service with Simplified
Commercial Loan Documents

Automate your commercial loan documents to save time, reduce legal costs, and focus on what matters most, serving your members.

Is GoDocs Right for you?

The GoDocs Advantage for Credit Unions

GoDocs helps credit unions simplify commercial loan closings while staying focused on what matters most, serving your members. Here’s how we help you close loans faster, reduce costs, and maintain full compliance. 

Close Loans Faster

Accelerate the loan closing process by generating complete, compliant documents in minutes, not days or weeks, so you can serve members faster and capture more lending opportunities.

Ensure Compliance, Reduce Risk

Stay aligned with federal, state, and internal lending regulations. GoDocs includes built-in compliance guardrails that help protect your credit union from costly errors and regulatory issues. 

Lower Legal Costs

Minimize or eliminate reliance on outside counsel for document drafting. GoDocs reduces per-loan costs, freeing up resources to reinvest in your members and your community.

Free Up Staff to Focus on Members

Streamline operations and reduce back-office burdens. With GoDocs, your lending team spends less time on paperwork and more time helping members and driving your mission forward.

Read why San Francisco Federal Credit Union Selected GoDocs to Power New CRE Division
"GoDocs is incredibly user-friendly, and their customer support is top-notch. We needed a platform that could grow alongside our division and provide peace of mind for compliance. From my past experience with GoDocs, I knew they were the right solution and the partner we could rely on for this new chapter."
Sandra Bernal, Corporate and Commercial Operations Manager of SFFCU
Sandra Bernal, Corporate and Commercial Operations Manager of SFFCU

By the Numbers

More than 40% of credit union lending staff’s time is spent on manual tasks like document collection, verification, and data entry—burdens that are even greater in document-heavy commercial loans.

Source: FileInvite, “How Credit Unions Use AI to Accelerate Lending”
40 %
Credit unions that automate back-office workflows can cut operational costs by up to 30%, a major opportunity for commercial lending operations looking to improve efficiency.

Source: McKinsey & Company, via CBS CUSO
30 %
Automation can reduce loan processing errors by up to 99%, critical for complex transactions like commercial real estate and business loans, where document mistakes carry high risk.

Source: The League of Southeastern Credit Unions
99 %
Why Traditional Approaches to Commercial Loan Docs Are Holding Credit Unions Back

If your credit union is still relying on outside legal counsel or legacy document systems to generate commercial loan documents, you may be slowing down your lending process. Traditional methods often create costly delays, regulatory risks, and operational inefficiencies that don’t align with the needs of modern credit unions offering commercial loans.

Here are the biggest challenges credit unions face with outdated document processes, and the hidden risks they create: 

Slow, Manual Processes That Delay Closings:

Manual document drafting and outdated systems add extra steps to commercial loan processing. This slows down approvals and delaying member funding. 

  1. Impact: Longer time-to-close frustrates member business borrowers, increases risk of deal fallout, and limits your credit union’s ability to compete with faster lenders. 

Compliance Risks and Regulatory Gaps:

Outside legal counsel can be slow to respond, and legacy systems often can’t keep pace with evolving regulations or commercial lending programs. 

  1. Impact: Higher risk of non-compliance, costly audits, and increased dependence on staff workarounds to stay aligned with credit union lending policies and regulatory guidelines.

High Legal and Operational Costs:

Relying on attorneys for every commercial loan package drives up expenses, while maintaining outdated systems requires costly upgrades and IT resources. 

  1. Impact: Shrinking margins on commercial loans, higher per-loan costs, and fewer resources to reinvest in member services or community lending initiatives. 

Limited Scalability for Growing Commercial Portfolios:

Legacy systems and manual legal reviews aren’t built to handle more complex commercial loans or growing deal volume efficiently. 

  1. Impact: Operational bottlenecks, missed lending opportunities, and difficulty growing your credit union’s commercial loan portfolio without adding staff or increasing overhead. 

How It Works for Credit Unions

Automated Document Generation

Produce complete, compliant, attorney-quality commercial loan documents in minutes—eliminating outside counsel delays and time-consuming manual processes.

CRE, Business, and SBA Loan Coverage

Support for the full range of commercial loan types that credit unions offer, including commercial real estate (CRE), commercial & industrial (C&I) loans, member business lending (MBL), and SBA-backed programs.

Credit Union-Friendly Workflows

Easily customize loan documents for member business borrowers, specialized collateral, or repeat loan relationships—without starting from scratch.

Compliance-Driven Lending Framework

GoDocs embeds regulatory compliance guardrails to help credit unions meet NCUA, state, and internal policy standards on every transaction—reducing audit risk and protecting your institution.

Fast Onboarding, Minimal Disruption

No complicated IT integrations required. Your lending team can start using GoDocs quickly—accelerating commercial loan closings and improving member service right away.

ModDocs®

Medical documentation automation platform

CommercialDocs®

Automates complex commercial loan documents for efficiency.

SBA LoanDocs™

The Smart Way to Scale SBA Lending

LegalNet™

Legal documentation automation platform

C&IDocs™

Commercial real estate documentation platform

ModDocs®

Medical documentation automation platform

Easily generate modification extensions and loan assumptions, and loan default materials for existing commercial, multifamily, and investor-owned 1-4 unit loans documented by any platform.

Learn More About ModDocs™

CommercialDocs®

Automates complex commercial loan documents for efficiency.

Automate commercial real estate loans. Our intuitive cloud-based platform assembles documents clause-by-clause, based on lender preferences, transaction terms, property type, and property location.

Learn More About CommercialDocs™

SBA LoanDocs™

The Smart Way to Scale SBA Lending

Accelerate SBA loan closings with confidence. GoDocs delivers compliant, audit-ready loan packages in minutes, not days.

Learn More About SBA LoanDocs™

LegalNet™

Legal documentation automation platform

A powerful, innovative legal ecosystem purpose-built for the commercial lender. GoDocs LegalNet™ — cloud-based technology providing lenders a one-stop, digital solution for documentation and closing services for any loan scenario or type across all 50 states.

Learn More About LegalNet®

C&IDocs™

Commercial real estate documentation platform

For a more accessible commercial and industrial option, C&IDocs™ provides complex legal documents to close your C&I loans faster with trusted document strength backed by the sharpest legal minds in the industry.

Learn More About C&IDocs™
Learn more about the GoDocs Platform
Compliance Commitment

See how you can Automate Your Commercial Loan Documents, Regardless of Complexity with GoDocs CommercialDocs

Transforming loan doc automation with GoDocs. Discover the difference in loan document automation excellence.

Learn more
GoDocs-v-Others-TN.png
Contact
Why GoDocs
Industries
Products
Resources
About
All rights reserved. GoDocs®, CommercialDocs®, ApartmentDocs®, InvestorDocs®, ModDocs®, and RoboDocs® are registered trademarks of GoDocs, Inc.

Looking for something?

Use the search bar below to help find what you’re looking for.