GoDocs Insights

Where Banks, Credit Unions, and Private Lenders turn for
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Commercial Lending
Is Your Insurance Company Still Paying Law Firms to Do What Technology Can Do Better?

Is Your Insurance Company Still Paying Law Firms to Do What Technology Can Do Better?

Your High-Priced Legal Help Is Doing Low-Level Work Many lenders are finding more efficient ways to manage necessary commercial loan scrutiny without compromising compliance. Yet life insurance CRE lenders remain tied to traditional, costly legal processes.  For these lenders, legal oversight, via manual review and expensive external counsel, is essential but increasingly exorbitant. The complexity...

July 31, 2025
Commercial Lending
economic outlook 2025

Monthly Market Minute, July 2025

2025 Midyear Pulse Check: Lending in a Friction Economy The GoDocs’ July Monthly Market Minute podcast is one you won’t want to miss.  We’re halfway through 2025, and the lending landscape is anything but predictable. From stubborn inflation and cooling GDP growth to volatile tariffs and skyrocketing construction costs, there’s no shortage of headwinds. But...

July 29, 2025
Commercial Lending
Insurers ebook

eBook: Insurance Lenders are Falling Behind

Why Legacy Lending Workflows Are Costing You More Than You Think Despite managing over $600 billion in CRE loans, many insurance lenders still rely on manual legal processes that drive up costs and delay closings. This ebook reveals the hidden inefficiencies holding them back, shifting borrower expectations, and the ROI of automating complex loan structures....

July 28, 2025
Commercial Lending
4 Painful Truths of CRE Lending for Life Insurance Lenders

4 Painful Truths of CRE Lending for Life Insurance Lenders

The Operational Friction Every Insurance Lender Knows Too Well Insurance companies have long played a significant role in commercial real estate (CRE) lending, often providing large, customized loans with long-term horizons. But as the lending landscape evolves, so do the challenges faced by the lenders themselves.  Rising capital charges and slower refinancing windows are putting...

July 22, 2025
Commercial Lending
Robot hand holding pen signature document signing up contract in mobile phone app, humanoid sign agreement. Artificial intelligence digital futuristic technology concept. Vector illustration

The Dangerous Illusion of AI-Generated Loan Documents

There’s no question that artificial intelligence (AI) is changing the way we work in commercial lending. From underwriting automation to portfolio analysis, AI-powered tools promise faster decisions, improved efficiency, and streamlined operations. For financial institutions constantly racing to close loans while managing risk, that’s an attractive value proposition.  But let’s draw a clear line: when...

July 8, 2025
Banks
How Lenders Can Prepare for the Downcycle

Resilience Is Built in the Quiet Before the Storm: How Lenders Can Prepare for the Downcycle

When the market softens, lenders who come out on top are not the ones who react fastest. They are the ones who are already doing the work.  I saw it firsthand during the Great Recession. While big national players struggled to regain their footing, one smaller regional lender stood out. Why? They were disciplined. They...

July 7, 2025
Banks

How Banks and Credit Unions Can Prepare for the Coming SBA Loan Surge

Small business lending is poised for an upswing. With renewed federal backing, shifting economic conditions, and a surge in entrepreneurial activity, SBA loans, especially 7(a) and 504, are expected to see substantial growth in the coming year.  For banks and credit unions, this isn’t just a seasonal bump. It’s a rare opportunity to capture market...

July 1, 2025
Banks

When Others Shelter, It’s Your Time to Lead

In Uncertain Times, Precision and Intentional Action Set Top Lenders Apart When the market feels uncertain, many commercial lenders instinctively pull back. They pause loan approvals, tighten underwriting, and wait for clearer signals as to where the market is headed. It’s a natural reaction, especially when billions of dollars in commercial mortgages are coming due...

July 1, 2025
Banks
How should lenders approach loan modifications in 2025?

How Should Lenders Approach Loan Modifications in 2025?

Commercial Loan Modifications Are Coming: Here’s How Financial Institutions Should Prepare If your institution isn’t already reviewing its loan portfolio for loans that may be facing potential challenges either with the financial strength of the loan parties or the financial performance of the collateral assets, the rest of 2025 might hit harder than it needs...

June 30, 2025
Banks
Loan Portfolio Diversification: Your 2025 Survival Strategy

Mid-Year Check: Is Your Loan Portfolio Built For What’s Next?

If you’re looking for a 2025 survival strategy, start by rethinking how you diversify your loan portfolio. As we enter the midpoint of a high-pressure economic year, one truth is becoming crystal clear for commercial lenders: diversification isn’t optional; it’s essential.  Lenders who always keep a close eye on viewing all loan transactions as part...

June 18, 2025
Banks
Operating,System,Upgrade,Concept,,Installation,App,And,Software,Update,Process,

A Practical Map to Modernizing Secure & Stable Commercial Lending Processes

A Practical Map to Modernizing Secure & Stable Commercial Lending Processes takes you beyond understanding the risks, into implementing real, effective solutions. This eBook translates the urgency to modernize commercial lending into tangible action. Written by our implementation experts, it offers a clear, step-by-step approach to applying secure, scalable process improvements—designed to help lenders move...

June 17, 2025
Banks
economic outlook 2025

Monthly Market Minute, June 2025

Recession Signals, Resilient Lending GoDocs’ Monthly Marketing Minute digs into the trends impacting lending in 2025. Contradictions are everywhere. Recession warnings are mounting, slow GDP, rising delinquencies, and inflation uncertainty, but commercial lending? It’s heating up. In the latest episode of the GoDocs Monthly Market Minute, host Keith Mayer sits down with GoDocs’ Head of Business...

June 11, 2025

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